1. said:

    Most of my fears are of financial ruin, too. Never getting out of debt was one of them. Now that I am out, it doesn’t feel in the least bit real. I still worry about losing my job, not having money in retirement, etc.

    Honestly, right or wrong, I don’t feel comfortable giving money directly to homeless people. If I do, it is when I have intentionally thought it out- I am going downtown and I may see homeless people. I have $3 I will put in this pocket, just in case. That kind of thing.

    I don’t think digging through a purse and taking out your wallet and going through it out on the street is typically a very bright idea. I also almost never carry cash. For me personally, I prefer to give money to a homeless shelter and to the Oregon Food Bank. This also helps me feel the money is being used in the best way possible.

    December 9, 2015
    • said:

      Yeah, not having enough money in retirement is something I think about a lot. That’s one of the reasons why I’m hesitant to spend money, because it feels better to save it for when I’ll really need it.

      I hear you about the homeless money question. I never carry cash either, so it’s hypothetical, I guess. The argument against is that the money might be spent on drugs and alcohol, but the way I see it, if you give it to someone, it’s theirs to do whatever they need to do with it. I like having a drink after a bad day, and I think they probably have more bad days than I do, so maybe it helps just a little. I don’t know… But yeah supporting organizations is always a good route, too. They could always use the help I’m sure.

      December 10, 2015

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